HSHM - Home

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As mortgage specialists we have a comprehensive understanding of the Scottish market and are able to source mortgage solutions to suit your specific requirements. You'll also find our service prompt, efficient and friendly.

The mortgage specialists

Choosing the right mortgage for you

First Mortgage
Buying a new home can be an exciting experience. With interest rates remaining low and house price inflation still increasing. The prospects for new house buyers have rarely been better.

Remortgage
Most people with an existing mortgage should consider remortgaging as part of a periodic review of their finances. Competition amongst mortgage lenders is fierce and the potential savings significant.

Buy to Let - not regulated by the Financial Services Authority
With interest rates remaining low, it is worth considering property as an alternative source of income. The choice of property is important and letting agents should be consulted to establish which types of property are easy to let and in which areas. You then need to consider the investment potential of that property, some areas have a poor reputation which might hold back prices.

Capital Raising
As part of a new mortgage or a re-mortgage you may wish to raise finance for home improvements or for another purpose. Mortgages are available for this purpose up to 95% loan to value.

Fees
HSHM will charge £50 on application, which is non-refundable. A further £345 on completion. This may be increased to upto 2% of loan value for more complex cases. Please ask for full details.


	Mortgage Options

BoE Historical Base Rate Information.
Home Sweet Home Mortgages has no control or responsibility for the pages your are about to access, or to any subsequent links you may be directed to

FREE PHONE 0800 027 0890

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

IMPORTANT - Please Download & Print Out Our Initial Disclosure Document (IDD)

Address: Home Sweet Home Mortgages, 73 Victoria Street, Dyce, Aberdeen, AB21 7AX - Tel: 01224 725 313
email: enquiries@hshm.co.uk - Principal: Joe Beale

Home Sweet Home Mortgages is an Appointed Representative of Network Data Ltd which is authorised and regulated by the Financial Services Authority. Network Data Ltd is entered on the FSA register (http://www.fsa.gov.uk) under reference 300391.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Your property - and for certain types of loan a suitable life assurance policy will be required as security for the mortgage. For some mortgages a mortgage guarantee premium may also be required. Full written details including a quotation are available on request. All loans are subject to your status, and the type and value of the property. Loans are not available for persons under 18 years of age.

HSHM has no control or responsibility for the pages your are about to access, or to any subsequent links you may be directed to.

Home Sweet Home Mortgages has no control or responsibility for the pages your are about to access, or to any subsequent links you may be directed